Build credit with rent
Boom users see their credit score increase by an average 28 points in the first two weeks.
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4.6 Average rating
based on 1,300+ reviews
Boom users see their credit score increase by an average 28 points in the first two weeks.
Boom reports your rent payments to all three major bureaus—Experian, Equifax, and TransUnion—so you get maximum credit impact across the board.
Sign up today and start reporting rent payments in less than 24 hours.
Verify your identity, add your rent details, and connect the bank account you pay rent from.
Our tech goes to work to verify your data and report your on-time payments to all three credit bureaus every month.
Within 10 days of signup, your credit report will be updated. Track your progress in the Boom app!
The most affordable tool to report your past and ongoing rental payments.
Ongoing rent payment reporting
per month (billed $36 annually)
Past rent payment reporting
one time
Wish you had started reporting rent payments sooner? We’ve got you—report up to 24 months of past rent payment history with our past reporting add-on.
Boom has helped me to reach my goals of purchasing my home by boosting my credit score 100+ points along with on time bill payments. If you’re currently renting and need an extra credit boost, then this app will help you accomplish the goal.
I wish I would have found Boom earlier. This is a great service, and in my opinion, a must for any renter.
My credit score soared. I went from no score 9 months ago to over 800 today. The best rent reporting app on the market. Reports to all 3 credit bureaus which is a must. The app is easy to use, and if you have questions their customer service is second to none.
Boom uses an encrypted third-party service to link your bank account and automatically identify and verify rental payments.
Boom only reports your on-time rental payments, never late payments, so we can help you build towards a healthier financial future.
Boom will never require any credit inquiries that could hurt your score.
Boom can report rental payments made via Zelle, Venmo, Cash App, ACH, check, and more as long as it can be traced to your bank account.
Boom can report up to 24 months of past rent payments from your current residential lease, as long as you're still renting there.
A rental tradeline is a line-item on your credit report that reflects your rent payment history. Rent payments are not automatically included on your credit report, so a third party is needed to report them. Boom is a credentialed rental payment data furnisher with the three major credit bureaus.
With Boom, we only report your on-time rent payments. You can still use Boom if you’ve missed a couple rent payments or have been late paying rent. There is no credit check or no hard inquiry—just positive-only payment reporting and a 7-day money-back guarantee.
Your credit report will be updated in as few as 10 days from the time of checkout. While Boom verifies customer data in as few as 48 hours, the credit bureaus can take longer to furnish the data on the credit report. Given the various timelines of the credit bureaus, we suggest waiting up to 30 days from when we verify your customer data to see your credit report updated.
Your roommate can use Boom too! All renters on the lease are eligible for Boom as long as there is a formal lease agreement and they are listed on the lease. All renters are required to enroll with their own Boom account and all renters need to link a bank account which they use to pay their rent (even if it's to a roommate via Venmo or Cash App).
Sign up in two minutes and start reporting rent payments within 24 hours.
We’re constantly expanding our suite of offerings to make housing more flexible, affordable, and rewarding for the 120+ million renters in the U.S.
Boom users can access free credit score monitoring via the Boom app.
Browse 500+ popular rental groups with Boom. With 6+ million active users, Boom hosts some of the largest rental, subletting, and roommate communities in the world.
